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Restaurant Insurance


Restaurant Insurance

- Serving Up The Best Protection!

Ok, you've just opened a restaurant in a great location and want to serve the best food in town! Your ready to open the doors, serve customers and put money in the till. But hold fire, amongst the buzz and excitement have you thought about insuring your business yet?

Sure it sounds mundane, but

restaurant insurance

is essential to all restaurant owners. It will protect you and your business from everything from a fire damaging your property, to a customer suing you for food poisoning to an employee getting injured at work and much, much more. In today's litigious world it make sound commercial sense to invest in restaurant insurance, especially as you have daily contact with the public.....without it you are personally exposing yourself to all manner of risks. 

At CompanyInsurance we offer bespoke restaurant insurance to a wide variety of restaurants, cafe's, take-ways and fast food outlets. Our polices offer comprehensive cover at competitive prices. Why not get a cheap restaurant insurance quote today?

The following comes as standard in our restaurant insurance policies
  • Public liability insurance; Without doubt, the most important component of our restaurant insurance policy. If a customer get's injured at your premises, by slipping up on a wet floor for example or suffers illness due to undercooked food - public liability insurance will cover the legal costs and any compensation payments on behalf of your restaurant.
  • Employers liability insurance; Its more than likely that you employ staff to help you run your restaurant. As an 'employer' you have a legal responsibility for the health and safety of  your staff at work and by UK law must carry a minimum £5 million employers liability insurance. If an employee gets injured or falls ill at work, by working in an unhealthy environment or lifting heavy equipment for example - employers liability insurance will cover the legal costs and any compensation payments on behalf of your restaurant.
  • Buildings Cover; If you've invested part of your life savings to buy a building as opposed to leasing it, you'll want to protect it from damages, fire, subsidence etc...just like you do your home. Buildings cover ensures your investment doesn't disappear in a puff of smoke if unexpected incidents happen to your property.
  • Contents; You've probably purchased lots of furniture and fittings to help deliver a perfect dining experience. Contents cover will help meet the replacement cost of these items if they are damaged by fire, flooding etc.
  • Stock; Running a restaurant means you'll be carrying lots of food and beverages in stock. If they are destroyed or stolen stock cover will meet the replacement costs.
  • Loss of Money; Perhaps more than most, your businesses will keep a lot of cash and cheque's on site. Loss of money cover will compensate you if a thieve or employee steals money from your till.

With so much at risk it makes perfect sense to serve your business with the very best restaurant insurance cover. You can get online quotes and cover by clicking here. If you need help or advice, our friendly restaurant insurance advisors are on hand to answer your queries monday - friday 9.00am-5.30pm or email us at info@companyinsurance.co.uk.

 
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