Directors And Officers Insurance

Our personal directors liability insurance offers comprehensive protection to company directors, officers and non-executives. 

With premiums starting from just £105 per annum, it provides a cost effective way for directors and officers to safeguard themselves against 'breaches of duty'. Its aimed at directors who see the benefit of buying personal cover, privately, to protect themselves. To get a cheap directors insurance quote please click here.

In recent years, both the government and shareholders have been more willing to take action against directors if they believe they have acted negligently. High profile cases include Enron directors being imprisoned and nine former non executives of Equitable Life sued for £3.3 billion. In fact, there are now over 200 ways of breaching laws related to correct corporate governance. In such a hostile environment, it pays to have adequate personal directors insurance in place. 

It not only helps fund defence costs if a claim is made against you, it will also pay out any compensation if you are held liable for  'wrongful acts' (up to selected policy limits.) Its worth remembering that the majority of corporate D&O schemes operate on a shared liability basis which means there is no guarantee that you'll be insured personally against claims. We offer four levels of cover up to a maximum of £1million, underwritten by top UK insurers.