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Pub Insurance

: Make sure your business stands up, when others might be falling around!

If you run a pub or bar, you'll be well aware of the need for pub insurance. It provides invaluable security against anything that might harm or disrupt your business including, fire, theft or accidental damage. It also protects against third party liability claims like bodily injury  caused to a client whilst visiting your premises.

Most of your customers will visit your pub to enjoy of few pints catch up on the local gossip and leave for home having had a good night out. However, whenever alcohol is involved their is always an element of risk, to your building, your employees and your clientele. 

An overindulgent drinker could easily turn things sour and damage your property or hit a member of your staff. Pub insurance provides financial protection to publicans against these kind of incidents. It pays a sum of money if you have directly suffered financial loss (eg your building gets burnt down) or if a 3rd party files a public liability claim against you for causing bodily injury (eg a customer gets electrocuted whilst playing a fruit machine).

At CompanyInsurance, our specialist pub insurance policies provide the very best protection so you can concentrate on running your business with complete peace of mind. Our standard bar insurance coverage includes: Public & Products Liability (£2 million), Employers Liability (£10 million), Business Interruption, Loss of Money, Personal Assault, Breakage of Glass, Goods in Transit. You may also opt for buildings cover, loss of license & others. And because it covers all your requirements in a single policy, you will save significant sums as well.

We also offer a no claims discount of up to 50% if your business hasn't had a claim in the last five years. So why not compare our prices by getting a cheap pub insurance quote here today?

In case you need help or advice, our friendly business insurance advisors are available for you monday - friday 9.00am-5.30pm on 0161 833 2100 or email info@companyinsurance.co.uk.

Stand up, when others might be falling around...get a pub insurance quote and protect your public house from unforeseen incidents.

 
 
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View Bar/Pub Insurance Articles

BAR / PUB INSURANCE: Without It, You Could Be Calling Time Early

The term ‘multitasking’ could have been invented to describe running a bar or a pub. And with a multitude of tasks comes a multitude of responsibilities.

With alcohol in the mix, you need to be constantly aware of the enjoyment and safety of your customers as well as the diligence and safety of your staff. You’ve got to be on top of your varied and fast-moving (hopefully) product lines. And, as if that wasn’t enough, there’s a high volume of cash changing hands.

A multitude of responsibilities. A multitude of risks. So the right kind of bar or pub insurance has to be a must. But do you really have the time to work your way through the long list of different insurances you might need?

Fortunately, there are brokers out there who have done the hard work for you and put together specialist pub and bar insurance packages. Saving you both precious time and money.

Typically, a pub or bar insurance scheme will cover all of the following risks:

  • Public & Products Liability
  • Employers Liability
  • Business Interruption
  • Loss of Money
  • Personal Assault
  • Breakage of Glass
  • Goods in Transit

And if you think about everything you’re responsible for, there’s probably nothing on that list that you’d want to leave off. Particularly when you consider that the financial consequences of not insuring the risks involved could result in you having to call time early – not just on your customers but on your business.

To find out more about public house insurance, call 0161 833 2100 or email donna@caunceohara.co.uk.